Heaven or hell

Hello! When we are in padang Mahsyar, when our good or bad deeds are measured, anybody can come forward and tells God what we have done to that person. If we did bad thing, he or she will ask God to take our pahala or reward and transfer it to him or her. That's what we call muflis akhirat or bankrupt in the hereafter. But if we do good thing to that person, it will make our rewards heavier on our scale. All these things make me scared because everybody will be so selfish during that dup dap dup dap scary time. We don't care about our relationship anymore because all of us want to enter paradise and terrified of being send to hell. Last night, i told my husband that i love him so much that i would not burden him dunya and akhirat even deep in my heart , i am so scared to enter hell. May Allah forgive us and protect all of us from that awful, horrible place. Aamiin.